1. Introduction

Welcome to Pokowave ("we," "our," or "us"). We are committed to protecting your personal information and your right to privacy. This privacy policy describes how we collect, use, and protect your personal information when you use our services.

2. Information We Collect

We collect information that you provide directly to us, including:

• Personal identification information (name, email address, phone number)
• Payment information
• Transaction history
• Communication records between you and our support team

3. How We Use Your Information

We use the collected information for:

• Processing your payments and transactions
• Providing customer support
• Sending important updates about our services
• Complying with legal obligations
• Preventing fraud and maintaining security

4. Data Security

We implement appropriate security measures to protect your personal information. However, no method of transmission over the internet is 100% secure, and we cannot guarantee absolute security.

1. Agreement to Terms

By accessing or using Pokowave's services, you agree to be bound by these Terms of Service and all applicable laws and regulations.

2. Service Description

Pokowave is a Nigerian Fintech Payment Platform that facilitates bill payments, including but not limited to airtime and electricity bills. We partner with licensed and registered financial platforms to provide these services.

3. User Responsibilities

• Provide accurate and complete information
• Maintain the security of your account credentials
• Comply with all applicable laws and regulations
• Not use the service for any illegal or unauthorized purpose

4. Payment Terms

All payments processed through our platform are subject to verification. We reserve the right to refuse or cancel any transaction for security reasons.

5. Limitation of Liability

Pokowave shall not be liable for any indirect, incidental, special, consequential, or punitive damages resulting from your use of our services.

6. Changes to Terms

We reserve the right to modify these terms at any time. Continued use of our services after such modifications constitutes acceptance of the updated terms.