Money Without
Borders Across Africa
Send money, pay bills, get paid, and convert currencies across Nigeria, Ghana, South Africa, Kenya, and beyond—all from one simple app.
Multi-currency wallets
Hold Naira, Cedis, Rand, Dollars, and more in one account. Switch between currencies instantly and spend across borders without the hassle.
Get Paid in Crypto
Receive USDC, USDT, or Bitcoin and instantly settle to your local currency. Get paid globally, spend locally—no complexity.
Business tools
Create invoices, generate payment links, manage collections. Everything you need to run your business finances, all in one place.
Send Money in Seconds, Not Hours
Transfer funds to Nigeria, Ghana, South Africa, Kenya, and 4 other countries—all from one wallet. Hold multiple currencies and send to any bank account instantly.
Fully Licensed
Licensed by the Central Bank of Nigeria and regulated across all operating countries in Africa.
Transparent Pricing
See the exchange rate, fees, and total amount before every transaction. No surprises.
Bank-Level Security
256-bit encryption, biometric login, and 2-factor authentication protect your money and data.
From Crypto to Cash,
Naira to Shillings
Whether you're converting between African currencies or cashing out crypto, Pokowave gives you transparent rates with no hidden fees.
I get paid by clients in Kenya and Ghana. Pokowave lets me receive payments and convert to Naira instantly. No more waiting days for bank transfers.
My experience with Pokowave has been perfect and seamless. You can add more African countries like Tanzania for example
Pokowave is the best. You guys are doing well
I travel between Kenya and South Africa for work. Holding multiple currencies in one wallet saves me so much on exchange fees.
Frequently asked questions
Questions we
hear often
Timeline varies by country and license type. Some jurisdictions take 3-6 months, others 12-18+ months. During your consultation, we'll provide specific timelines for your target markets